FEMA Has Postponed Changes to Flood Insurance Program

Florida is home to 35% of all flood insurance policies underwritten by the federal government. The National Flood Insurance Program, part of FEMA, has pushed back its planned changes to the program. The original effective date of Oct. 1, 2020, has been moved back one year to Oct. 1, 2021. Known as the Risk Rating[…]

New Mortgage Rules for Condos!

Here in Florida, we’re land of the condominiums. Good news today for financing a condo. New FHA mortgage rules go into effect on Oct. 15, 2019 making it easier to buy a condo – especially first time buyers. The new rules specifically: Allow single-unit approval process. Extend condo project recertification from 2 to 3 years.[…]

Guide to Buying & Selling Historic Homes in Central Florida

Earlier this month we sold the house next door to ours. It was built in 1927, and designed by the first architect in Seminole County, Elton J. Moughton. A few years ago we had the experience of helping someone buy their dream home in the historic district of Sanford. Both transactions have inspired us to[…]