The first step in finding your new home is to get pre-qualified by a skilled lender so you will know:
(1) what price homes you can afford
(2) how much your monthly payment will be
(3) how much cash you will need to have in hand in order to close on your new home.
“I have known Rayce for over 10 years: first as combatants on opposing tennis teams, then as colleagues originating mortgages, then as a business partner, helping my real estate clients get loans, and now, as someone I consider a friend. Rayce is one of those rare birds. What you see is what you get. He does what he says he is going to do, even if it hurts. He is honest, competent, hard working and kind-hearted. I and my clients count on Rayce to get loans done, when that is one of the hardest things anybody does today. I am never disappointed. That is not to say he always wins, but at least I always know he left it all on the field trying. I commend Rayce to you in the highest possible terms. You cannot find a better loan officer.”
-Brian Dodd, Ph.D., Broker/Realtor/Owner, Sparrow Realty Group, Orlando, Florida