Your Guide to Four Common Home Loans

Have you ever wondered just what the difference is between a Conventional, FHA, USDA and VA loan? We broke down the information for each one, and what you’d expect to pay for a $200,000 loan with a 30 year fixed interest rate. # 1 – Conventional Loan Conventional loans are the easiest to remember because[…]

2015 Market Review & 2016 Market Outlook

By all accounts 2015 was a good year for the real estate market in the US and especially Florida. According to Florida Realtors and the Freddie Mac Multi-Indicator Market Index, “Florida’s real estate rebound led the nation, with Orlando the top US rebound city.” Florida single family homes rose 12.4% year-to-year. This is wonderful news[…]

Meet Rayce Robinson, Our Go-To Mortgage Broker

Financing real estate deals these days can be challenging, but doable with the right people. We highly recommend our preferred mortgage broker Rayce Robinson – we’ve been working with him for 10 years! Check out his 4 minute video that covers the difference between an FHA loan and a conventional loan.

If you buy and own your house for a long time, the 5% down payment on the conventional loan will save you a lot of money over the FHA down payment of 3.5% (assuming you have good credit). Rayce has a wealth of information on his website, and is happy to answer any questions you may have about your mortgage options.

We encourage our clients to get prequalified with Rayce. You’re not committed to using him, but he is able to help us get your offer approved when you find the right house.

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